Road Traffic Accident Compensation: Maximizing Your Claim

If you’ve been in a road traffic accident, the last thing you want to do is make it harder for yourself to get the compensation that you need. You may have read about or seen on TV how quickly claims can be processed and paid, but what if your claim isn’t straightforward? When making an insurance claim, you should consider all of these elements:


The speed of your vehicle is a factor in how much damage is done to other vehicles and property. A higher speed means more kinetic energy, which translates into more damage when you hit something. The same thing applies to the amount of damage done to your own vehicle: if you’re going faster, there’s more momentum behind the impact and thus more force exerted on its bodywork and other parts.

The effect of speed on injury depends on how fast you were going when involved in an accident but also how much time elapsed between impact and injury onset (for example, if someone falls from height after being hit by another car). In general terms though, increasing velocity increases the severity of injuries sustained during impact because there’s less time available for deceleration before reaching maximum velocity at which point they occur – think about it like dropping down onto concrete instead of soft grass!

Impact area

If you’re involved in a road traffic accident, the area of impact is an important factor to consider. The location and severity of your injuries will depend on how much force was applied to them during the collision.

For example, if your vehicle was hit from behind by another car while driving at 30mph (48km/h), it’s likely that any damage done would be minimal because there wasn’t enough momentum for significant impact on either side. However, if someone smashed into you from behind at 70mph (112km/h), then this would cause more serious damage and could lead to more severe injuries such as whiplash or concussion – both which require medical attention following an accident like this one!

Vehicle damage

When you’re at fault for a road traffic accident, you may be responsible for paying for damage to the other person’s vehicle. This includes the cost of repair or replacement, as well as any additional expenses associated with damage to their property (e.g., loss of earnings).

If your car was damaged in an accident and it was not your fault, then it is possible that your insurance company will pay out compensation on your behalf. However, if they refuse or fail to do so within six months of receiving notice from you, then we can help by bringing legal proceedings against them on your behalf in order to get what is rightfully yours

Injury claims

When you’re considering your claim, it’s important to consider the severity of your injuries. If they were minor, then it might make sense not to claim for lost wages.

If you were off work for a week or so and then back at work full time, then there’s no need for lost wages compensation either. However if you were off work for longer than this period – say three months – then it would be worth claiming against both injury compensation and lost wages as well as any medical costs associated with treating those injuries.

Pain and suffering

Pain and suffering is the most important part of your claim. It’s not just about physical pain, although that can be quantified through medical evidence. The emotional trauma is harder to quantify, but it’s still very much a part of your claim.

How do you go about quantifying pain and suffering in a claim? It depends on what kind of accident you were involved in–if it was a car crash or something else entirely–but one thing’s for sure: no matter what kind of injury you sustained or how severe it was, there will always be some degree of pain associated with it. Your lawyer will ask questions like “What did the doctors say?” “How long did they expect recovery would take?” “What kinds of treatments did they recommend?” These help determine how much money should be awarded for each aspect of your case (medical bills).

When you’re making an insurance claim, you should consider all of the above.

When you’re making an insurance claim, it’s important to consider all of the above.

For example, speed is a crucial factor in determining how much compensation you’ll receive. If your car was travelling at 30 mph when it hit another vehicle and caused injury, then your payout could be significantly lower than if the same accident had occurred at 40 mph.

Likewise, impact area and vehicle damage are also taken into account by insurers when calculating payouts for road traffic accidents – so make sure that you have photos available as evidence before contacting them!

Finally – pain and suffering isn’t always included in standard compensation claims but can often mean the difference between receiving full compensation or being left with less than what you deserve (or nothing at all).


We hope that this article has helped you to understand the process of making a road traffic accident compensation claim. It’s a complicated business, but as long as you have all the relevant information about your vehicle and injuries at hand, it should be straightforward enough to make sure that everything goes smoothly.

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